For many people of retirement age, social security, pension and investment income may not be enough to provide for everyday living expenses. Others find they can handle a typical monthly budget, but lack the reserves needed to cover extraordinary expenses such as unusual health expenses, large home repairs or even a simple annual vacation…

According to USA Today, over 3 million of the 79 million baby boomers will reach the retirement age of 65 in 2011. Numerous organizations will be perceptibly affected by this substantial occurance. If each industry sector hasn’t already made the necessary changes to their business structure in anticipation of the tidal wave of retirees, they may want to consider….